April 2026; Disputed Work-Related Death of "Traveler" Reviewed; AI and Workers Comp and more

Synopsis: Illinois WC Appellate Solid Ruling on Disputed Work-Related Death of “Traveler” Leaves Us Guessing… Subway v. IL WC Commission. 

 

Editor’s comment: First, the term “traveling employee” isn’t defined anywhere in the IL WC Act or Rules. The IWCC and courts can interpret it, as they feel it best. Typically, the lack of statutory direction means we are going to see unexpected outcomes related to indefinable “travelers” when such cases reach our usually liberal IL WC reviewing court. Welcome to the People’s Republic of Illinois, as my old friend would say. This ruling is less than liberal and is crystal clear to your editor.

 

Does the Traveling Employee Concept bring global coverage of anything an Illinois Worker does outside the “office?”

 

Please note lots and lots of workers no longer work full-time in an office—there are now “remote” workers and “hybrid” workers, whatever that means. As I have advised everyone in the IL WC matrix who will listen, if you provide “global coverage” of any event to make it covered under WC, you no longer need lawyers, whether they be hearing officers or attorneys on both sides. Work comp becomes more like group health and short-term disability—fill out the form and you get the coverage offered. Yes, I agree IL WC without any defenses is going to be pricy.

 

The concept of “traveling employee” in most States of the United States relates to “duh” employees who are injured while on a “trip.” On the other side of that coin--if a claimant is an office worker and goes to a local pharmacy to buy a pack of gum, in my view, they aren’t a “traveler,” as they are doing normal life activities and need to be careful. The higher protections that I feel should be afforded to “traveling employees” means the person is in a foreign country or distant place that might have unexpected risks, language, police and dangers. There is nothing unexpected about going to buy gum at a local store—you don’t need to add the “traveling employee” concept to confuse everyone. If you ask me, stick to traditional work relation analysis.

 

In this ruling, Claimant is the heir of a decedent. She is seeking benefits for Decedent’s fatal “one-car” automobile accident while the Decedent was employed by respondent Subway, her employer. She was traveling from one small-town IL location to another, moving supplies. Nothing exciting about that trip.

 

Benefits were awarded and the employer appealed to the IL WC Appellate court. The Appellate Court, WC Division reversed the judgment of the circuit court and set aside the Commission’s decision and remanded this matter to the IWCC panel for findings on “reasonable and foreseeable.” As a veteran defense attorney, I am perplexed. Keep reading, please.

 

At the Arbitration hearing, evidence presented was

 

(1) A death certificate,

(2) Decedent’s medical and funeral bills,

(3) An expert opinion report from Dr. Ronald Henson,

(4) a certified Illinois State Police investigation report, and

(5) a certified coroner’s report.

 

As I indicated above, the hearing evidence also included a stipulation Decedent was driving from a Subway store in Gillespie, Illinois, to another Subway store in Litchfield, Illinois, to deliver restaurant supplies. That is about a ten-mile trip on wide-open IL state roads and would be expected to take about 10 mins.

 

For reasons I don’t understand and completely disagree with, the record reflects the arbitrator and counsel for the employer agreed decedent was to be considered a “traveling employee” for purposes of determining this claim for benefits under the IL WC Act. From my perspective as a critic of IL WC law, there isn’t anything unusual or dangerous to drive that far on the roads that were used. I strongly criticize the decision to stipulate to “traveling employee.”

The evidence presented showed that during the trip, the decedent was involved in a severe “one-car” collision, in which her vehicle slammed into the rear of a stopped truck and trailer, causing her passing. The term “one-car” collision is a technical term used to cover the fact only one vehicle was moving.

 

With respect to the deceased and family, Decedent didn’t survive the impact. From my reading of the Appellate Court ruling, there were no skid marks and no evasive maneuvers demonstrated by braking marks. While we should feel remorse for the loss of this worker to her friends and family, the event as described could have readily killed the truck driver and, if Decedent was driving by a schoolyard or church, this one-vehicle event could have been calamitous.

 

Emergency room records contain a nurse’s note that “no attempt to stop was made” and a notation of “distraction injury.” A certified Illinois State Police investigative report stated that a firefighter at the scene collected a cell phone from the decedent’s vehicle and told the investigating officer it was playing a video when he picked it up.

 

The accident report noted cell phone use, no use of a safety belt, speeding, and failure to reduce speed to avoid a crash. A toxicology analysis in the Montgomery County coroner’s report showed cardiac blood testing was positive for lots of different types/levels of marijuana.

 

This isn’t in the Appellate Court’s ruling but please also note from Secretary of State Alexi Giannoulis website: Distracted Driving Rules in Illinois--Illinois law prohibits the use of electronic communication devices to write, send, or read text messages, emails, or other electronic communications while driving. In 2024, legislation went into effect that also made it illegal to use teleconferencing apps, watch videos, or access social media sites while driving. Hands-free devices or Bluetooth technology is allowed for persons aged 19 and older. But even using hands-free technology is considered a distraction while driving and can be dangerous. If you must make a phone call, even with hands-free technology, it is recommended that you pull off to the side of the road before making the call. The only time Illinois drivers can use a cellphone that is not hands-free is:

 

  • To report an emergency situation.

  • While parked on the shoulder of a roadway.

  • While stopped due to normal traffic being obstructed and the vehicle is in neutral or park.

  • Drivers who are in a crash resulting from distracted driving may face criminal penalties and incarceration.

 

Dr. Ronald Henson, a consultant with Beran Consulting, Lab Works, and Media Services Inc., and an expert in drug and alcohol toxicology, physiology, and pharmacology, reviewed the police accident report, the County coroner’s preliminary death report, and the toxicology report. His report noted his concerns about the science, measurements and use of marijuana by decedent. He did not opine THC, the active drug in marijuana wasn’t present in Decedent.

 

Please note in Illinois WC, Section 11 covers the situation of a worker using marijuana prior to injury. The use of marijuana in the workplace is governed by the Cannabis Regulation and Tax Act, which allows employers to enforce drug-free workplace policies and conduct drug tests. The IL WC Act uses a "good faith belief" standard for impairment, meaning employers can treat an employee as impaired if they display specific symptoms that reduce job performance. In short, when a worker tests positive for cannabis after a workplace accident, it creates a rebuttable presumption that their intoxication caused the accident, making it the burden of proof for the employee to show that their cannabis use did not cause the injury.

 

On this evidence, the arbitrator found that the decedent’s death occurred due to an accident that occurred during the course of her employment and awarded the claimant a weekly death benefit as well as medical and funeral expense benefits. There is no question the value of the death benefit could exceed $1,000,000. In the analysis, the arbitrator did not specifically discuss decedent’s status as a “traveling employee,” rather the decision concluded that claimant’s entitlement to benefits depended more generally on the question of whether the decedent removed herself from the protections of the Act by committing any actions “intentionally, with knowledge that they were likely to result in serious injury, or with a wanton disregard of the probable consequences.”

The arbitrator specifically concluded that the evidence of decedent’s possible “speeding, distraction by use of a cell phone while driving and/or being under the influence of marijuana” did not support denial. I am mildly surprised to report the Arbitrator doesn’t appear to mention the rebuttable presumption that intoxication caused the accident.

 

The employer appealed the arbitrator’s decision to the Commission, contending in part that the arbitrator applied the incorrect legal test for traveling employees under the Act. The Commission affirmed and adopted the arbitrator’s decision in its entirety. It doesn’t appear they considered or ruled on the rebuttable presumption either. The employer then appealed the Commission’s decision.  The circuit court confirmed the Commission’s decision, and this appeal followed.

 

On appeal, the employer contended the Commission erred by adopting the arbitrator’s decision, which did not utilize the law applicable to traveling employees. The Appellate Court, WC Division found the Commission’s decision was erroneous in what I consider an unusual fashion.

 

The reviewing court properly ruled an employee’s injury is typically compensable under the Act only if it “aris[es] out of” and “in the course of” her employment. They found the employee bears the burden of proving each of these elements by a preponderance of the evidence. An injury occurs in the course of the employment when it is sustained while a claimant is at work or while she performs reasonable activities in conjunction with her employment. An injury arises out of one’s employment if it originates from a risk connected with, or incidental to, the employment, so as to create a causal connection between the employment and the accidental injury. The question whether a claimant’s injury arose out of her employment is typically a question of fact to be resolved by the Commission, whose finding will not be disturbed by the reviewing courts unless it is against the manifest weight of the evidence.

 

However, they found a “traveling employee” is one whose work required her to travel away from her employer’s office. The determination whether an injury to a traveling employee arises out of and in the course of her employment is governed by different rules than the rules applicable to other employees. A traveling employee is deemed to be in the course of her employment from the time that she leaves home until she returns. An injury sustained by a traveling employee arises out of her employment if she was injured while engaging in conduct that was reasonable and foreseeable, i.e., conduct that “might normally be anticipated or foreseen by the employer.” Whether an employee was injured while engaging in conduct that was reasonable and foreseeable to the employer is a question of fact to be resolved by the Commission. The reviewing court will typically confirm the Commission’s determination on this question unless it is against the manifest weight of the evidence. However, “[w]hether a claimant must prove certain elements to establish a compensable claim is purely a question of law and it is therefore reviewed de novo.” And, to determine whether an incorrect legal standard was applied requires a reviewing court to first determine the correct legal standard, which is also a question of law that our reviewing court would review de novo.

 

The unanimous ruling by the IL WC Appellate Court found evidence included a stipulation decedent was driving from one Subway store to another Subway store to deliver restaurant supplies at the time of the incident. As such, the arbitrator and counsel for the employer agreed that the decedent was to be considered a “traveling employee” for purposes of determining this claim for benefits under the IL WC Act. And the arbitrator and the Commission were obligated to analyze the claim for benefits in this matter under the applicable “reasonable and foreseeable” legal test outlined above, a request that was specifically made by Subway in the statement of exceptions to the arbitrator’s decision it filed with the Commission below.

 

The record was clear that here the Commission “affirmed and adopted” the decision of the arbitrator in full and without further analysis. As noted by the Appellate Court, the arbitrator’s decision itself made no reference to nor any attempt to apply the “reasonable and foreseeable” test applicable to traveling employees. Rather, the arbitrator’s decision, adopted by the Commission, analyzed the issue by considering whether decedent committed actions “intentionally, with knowledge that they were likely to result in serious injury, or with a wanton disregard of the probable consequences.”

 

As I outline above, Decedent was almost certainly breaking several laws. She was stoned from marijuana use, speeding and subject to criminal penalties for watching her cell phone while driving. I again point out and do so sadly, she was a potentially lethal danger to everyone around her.

 

In summary, the IL Appellate Court, WC Division found the matter must be remanded to the Commission for a proper analysis under the correct “reasonable and foreseeable” legal test for traveling employees. I feel the Commission has to openly consider the facts above.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

 

Synopsis: Is workers’ comp ready for AI in the workplace? What are we going to do with all these humans???

 

Editor’s comment: AI feels like a tsunami to me. It is going to keep coming at us whether we like it or don’t. Hybrid workplaces are blurring responsibility across employers and tech providers.

 

My law partner confirmed we have the ability to put a stack of medical records into a scanner and AI will review, digest and summarize the stack in minutes/seconds!!

 

As labor shortages and skills gaps increase across industries, businesses are increasingly turning to artificial intelligence not just to boost productivity, but to fill workforce gaps. What began as a tool for efficiency is quickly becoming a structural solution to hiring constraints, and risk and claims specialists warn the shift is already reshaping workplace risk in ways that could significantly alter the future of workers’ compensation.

 

As of early 2026, roughly half of US employees now use AI in some capacity at work, with 28% using it at least weekly and 13% using it daily, according to Gallup research. While you would think it would have the opposite effect, among US firms deploying AI, 38% report increasing headcount compared to 23% reducing it.

 

In sectors such as manufacturing, logistics, and construction, automation and AI-enabled systems are stepping in to manage repetitive, physically demanding, or high-risk tasks. In office environments, generative AI tools are augmenting administrative, customer service, and analytical functions, reducing reliance on scarce talent and allowing existing employees to focus on higher-value work.

 

AI risks in the workplace

 

At the same time, so-called “physical AI”, including autonomous systems, robotics, and smart machinery, are performing more and more tasks. This evolution is shifting workplace exposure away from traditional human-driven incidents toward risks tied to system failures, software errors, and machine downtime.

 

AI-powered systems can also reduce accidents. Computer vision tools and predictive analytics are already being deployed to identify hazards before incidents occur, enabling earlier intervention and improving overall workplace safety.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

March 2026; Happy St. Patrick's Day to All; Some IL WC Claims Are Now Being Treated as Common Law or even Criminal Law Claims; Tim O'Gorman on a Interesting Fall-Down Claim and more

Synopsis: Shocking IL WC Claims Where Our IL Courts Don’t Treat Them as WC Claims!!

Editor’s Comment: As we reported last October 2025, in Rivas V. Benny’s Prime Chophouse LLC, Claimant was at work, ate food from his employer and sadly passed away at work. Turns out he was very allergic to sea food. You may note his widow probably didn’t get a dime in IL WC death benefits because to accept such benefits would change the course of the litigation that almost certainly was driven by the widow’s counsel into the common law courts.

Please also note Decedent passed in 2010. While the widow may now get some recovery, assuming she is still alive and with us, it is hard for me to imagine she was better served to go into the snail-like common law courts.

I cautioned we have to remember this claim may be appealed to and accepted for appeal by the IL Supreme Court. Their ruling may again greatly change this outcome. But for now, it is an Appellate ruling of note.

Please note if they had proceeded to seek WC death benefits, the IL WC death claim would have been paying her regular WC checks for the last fifteen+ years plus additional increases from the IL WC Rate Adjustment Fund.

In 2012 the widow Rivas filed a common law negligence lawsuit, alleging the restaurant was “aware” of her husband’s shellfish allergy—whatever that might mean. I find it impossible to believe restaurant management was aware of the acute and deadly nature of the seafood allergy and encouraged Claimant to play “Russian Roulette” with its free grub. The widow also claimed the employer somehow “failed” to inform Decedent the meal contained shellfish.

The point I am trying to make for my readers is simple—if it was competently presented at a WC hearing, there is no way in my mind, none, that our liberal IL WC Commission could not have found this claim and her recovery to be from the workers’ comp system.

 

If, instead of suffering a fatal exposure, Decedent had broken a leg or popped a disc in his spine, in my view, he would have a 99% chance of IL WC recovery. He was at work. He was probably wearing clothes and equipment from his work. He was given food from his employer’s oven. He was eating in the company of co-workers only. Who in their right mind would think the event was non-work-related in this liberal State?

 

In short, I believe this was a WC claim that was turned into a common law claim to seek millions of dollars. After more than a decade and a half of litigating, you tell me, is the widow better or worse?

Shocking Second Death Claim – Are Incompetent Village Workers Going to Face Criminal Charges?? If Not, Why Not?

An Illinois appellate court revived a wrongful death lawsuit filed by the estate of a municipal water worker who drowned after being sent alone into an underground vault, ruling the claims are not barred by workers compensation exclusivity.

In Heiden v. Village of Westmont, the Illinois Appellate Court for the Third District reversed a lower court’s dismissal of the case and remanded it for further proceedings.

The case stems from the February 2023 death of Matthew Heiden, a 20-year-old employee of the Village of Westmont’s water department. According to the complaint, the village sent Mr. Heiden alone into a permit-required confined space to repair a leaking valve without required safety precautions or protective equipment. While Mr. Heiden was in the underground vault, a valve dislodged, trapping his arm as the vault filled with water. Emergency responders eventually freed him, but he was pronounced dead at a hospital.

From those facts, there is no question this is an IL WC Death claim. The maximum IL WC Death benefit would pay the widow around $100k per year with annual increases from the IL WC Rate Adjustment Fund. She would get over $2.5M.

An investigation by the Illinois Department of Labor identified multiple safety failures, including the absence of a confined-space entry permit, lack of training and personal protective equipment, failure to de-energize the water main and the absence of a retrieval system such as a harness and line. The worker’s estate sued the village and others, alleging the municipality intentionally violated safety rules and knowingly sent the worker into a dangerous confined space.

A Du Page County circuit court dismissed the claims against the village, ruling they were barred by the exclusivity provisions of the Illinois Workers’ Compensation Act.

The IL Appellate Court disagreed, finding the estate plausibly alleged intentional conduct sufficient to invoke an exception to workers compensation exclusivity, which generally bars civil suits against employers for workplace injuries.

Please note the logical conclusion of what the IL Appellate Court ruled is the presence of intentional conduct leading to the passing of this unfortunate soul. When the Courts find intentional conduct led to the death of someone, that means someone should be on the hook for murder, right?

 

In summary, it is difficult to watch from the sidelines and try to figure out where our Illinois courts and the forces of ITLA will go.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

Synopsis: KCB&A Gets A Great New LegalScore Performance Rating from Gallagher Bassett.

 

Editor’s comment: We salute the Gallagher Bassett Organization and look forward to bringing great service and advice to them and all our amazing defense clients.

 

If you are seeking great defense counsel, email jcampbell@keefe-law.com or sbiery@keefe-law.com.

 

 

 

  

 

 

 

 

 

 

 

 

 

Synopsis: So, is Everything that Happens at Work a Compensable Claim in Illinois Now?... NOT AT ALL!! Research and drafting by Timothy O’Gorman, J.D.

 

Editor’s comment: While the trend for expanding compensability in Illinois WC is troubling, there are still viable defenses to some incidents and injuries at the workplace.

 

In Juarez v. IWCC, a Petitioner who suffered an unexplained syncopal (or fainting) episode due to diabetes was denied benefits for injuries caused by a fall.

 

Petitioner was a machine operator who fell while working and suffered injuries to her head and ribs. Petitioner testified she suffered from diabetes and took medications to control her condition. Petitioner testified on the date of accident, she was working on a platform and was required to move from one side of the platform to the other repeatedly.

 

Petitioner asserted on the day of the accident, she slipped and fell on the platform. She did not ascribe a cause to the slip/fall.

 

Paramedics were called and believed Petitioner was suffering from diabetic symptoms and administered blood sugar controlling medications. Petitioner was taken to the emergency room where she explained she had not taken her medication that day, had not eaten breakfast and instead drank a sugary drink.  

 

Petitioner’s primary care physician testified that in the days preceding the accident, Petitioner’s metabolic testing demonstrated uncontrolled blood sugar levels and that subsequent to the accident, Petitioner told her PCP she lost consciousness after hitting her head.

 

Petitioner also treated with three different orthopedic physicians whom she told she slipped and fell at work. Petitioner also testified during trial she slipped and fell while working. She never outlined any “cause” of the slip/fall.

 

We have to consider--Is an idiopathic fall subject to McCallister analysis which requires some aspect of employment to have contributed to the alleged injury? The IL WC Appellate Court affirmed denial and specifically stated that when the cause of a fall (or any injury) is due solely to a cause related to Petitioner’s actions, behaviors or other health issues and there is no factor of their employment that caused their injury, the McCallister standard is not met and therefore, not compensable.

Establishing the idiopathic nature of a fall is difficult and is often a question of fact for the IL Commission. Defining the injury in this case as “idiopathic” is misleading. More accurately stated, Respondents in such cases have the burden to identify a cause of an injury separate from and unrelated to employment tasks being performed at the time of injury. In this case, Petitioner’s diabetic condition caused her injury and Respondent was able to point to that specific condition as the cause of her injury.

 

Additionally, there may be exceptions to this rule in “traveling employee” cases or cases where a claimant’s underlying health condition may have been made worse by employment conditions. Understanding the full context of not only a Petitioner’s pre-existing health conditions but also how they may have been affected by working conditions can help prepare defenses and predict outcomes.

 

As I indicate above, this article was researched and drafted by Timothy O’Gorman, J.D. You can relay questions, concerns and Green Beer to Tim at togorman@keefe-law.com--kidding about the Green Beer reference!!!

February 2026; The Epitome of Stupidity--Illinois WC "Odd Lot" Total and Permanent Claims; Shawn Biery with New Updated IL WC Rate Chart and more

Synopsis: The Epitome of Stupidity--Illinois WC "Odd Lot" Total and Permanent Claims Get Worse and May Even Have Caused the Demise of this Long-time IL Employer.

 

Editor’s comment: I write with all candor and respect for our various hearing offices but it is hard to make sense of “nonsense.”

 

Please note this is another sad example of a completely made-up work comp term. I say that because the words “odd lot” don’t appear in the IL WC Act or Rules. There are various other States that appear to have it or at least discuss it—Wyoming, Nevada and New Jersey. I giggle at the Wyoming “odd lot” ruling that claims the “odd lot” doctrine is a “common law vehicle” allowing injured workers to obtain permanent total disability benefits even when they aren’t permanently totally disabled!! 

 

Please note workers comp systems, across the globe—in the U.S. and elsewhere are statutory systems—workers get what the statute provides and no less and certainly no more. That is the Great Trade-off that led to the establishment of work comp in many states. WC in our State followed the Cherry, Illinois mine catastrophe back in 1909. In short, a worker in our State isn’t supposed to be getting “common law” WC benefits whatever that might mean.

 

We Tell Everyone in IL WC Who Will Listen—NEVER Pay for or Authorize an FCE (Functional Capacity Evaluation).

Claimant in this matter suffered injury to his shoulder. He underwent surgical revision to one shoulder—that is not an uncommon thing for someone of this truck driver’s age and social circumstance. Rather than consider other surgeries, a treater recommended an FCE and the employer/carrier sadly approved it. The FCE effectively “cut the baby in half” to find Claimant was at medium level from the waist down and sedentary level from the waist up!!! 

At this point, I want to emphasize Claimant had one surgery to one shoulder. I consider the FCE to be completely worthless and scientifically hilarious as a permanent statement of this person’s life—it is a two-hour snapshot of this Claimant.  I restate my view; this Petitioner clearly can and should be working doing something of value. He is not a cripple or handicapped person.

It also appears the CRC or Certified Rehabilitation Counselor in this claim was challenged—he provided counseling that didn’t result in a job for over a year. In your claims, please note the work of a CRC has to have a beginning, middle and an end. In my view, if you keep a CRC engaged endlessly, you are starting to prove the other side’s case.

Please also note there was one CRC in this claim—the sad and weird aspect of Illinois law and jurisprudence is the Commission and reviewing courts don’t appear unbiased when they take on the role of advocates for the worker because someone has to overcome the sole and uncontroverted CRC’s testimony.

I would guess-timate there are literally thousands of sedentary jobs across our State right now. Our IL minimum wage is also one of the highest in the U.S. If you go to www.indeed.com orwww.glassdoor.com such positions are plentiful. Claimant was a 30+ year truck driver and has to have transferable skills. I cannot imagine why he couldn't drive an Uber? or Lyft?, as he clearly was able to drive his personal vehicle.

Why Is This So Alarming?

The bottom line on this claim is simple—the value of an operated shoulder in IL Work Com is $20,000-50,000. The value of a total and permanent disability is life-time and can go well into the millions. In short, this Claimant may receive Illinois high T&P benefit for decades to come. The Illinois WC Commission used to take a stronger look at awarding T&P benefits but maybe that is ending—we will have to wait and see.

The claimant in this case, as in other alleged “odd-lot” disability claims, is not unemployable at all. In my view, he is very employable based upon unanimous medical and vocational expert testimony. Under such circumstances, we believe no claimant should ever be deemed permanently disabled at a huge cost to Illinois business and municipal bodies. We know of no other state workers’ compensation system which affords lifetime disability benefits to a claimant who is medically cleared to work by his entire team of doctors. Only in Illinois!

What does this all mean for your biggest wage differential claims? Claim handlers and risk managers must beware of the otherwise employable claimant with permanent restrictions who trudges along with an “unsuccessful” job search for too long. After six or seven months, if no work is secured, aggressive Petitioner’s attorneys will turn your own vocational efforts against you with a claim of “odd lot” disability, simply because the claimant has had no luck finding work. You need to ramp up decision-making and documentation with your voc specialists.

Bad News On Top of More Bad News

You may note the Illinois trucking company, Standard Forwarding, for whom this driver worked was in business in Illinois for 91 years. At the end of 2025, they threw in the towel and closed up shop. I can’t say workers’ comp was the sole cause of the demise of the business but when a Claimant with one surgery to one shoulder gets millions in WC benefits, many businesses both close and leave the State for warmer business climates.

 

If you want solid defense advice and talent to help you with your “odd lot” T&P claims, send a reply.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

 

Synopsis: Welcome to 2026—IL WC BENEFIT RATES CONTINUE HIGHER — SHAWN BIERY’S UPDATED IL WC RATE SHEETS AVAILABLE FOR ACCURATE WC RATES AND RESERVING!!! 

 

Editor’s comment: The IWCC has posted a new max TTD rate of over $2,000 per week going into 2026 and max PPD RATE is growing higher, at $1,084.66 and that rate is retroactive to July 1, 2025—UPDATE YOUR RESERVES!

 

Illinois WC rates have updated again, and as they do in January of each year, the PPD Max retroactively updates, so please be aware of the New IL WC Rates or your claims handling will suffer & penalties may ensue. Please also note that the IL State Min Wage is $15 per hour and $9 per hour for tipped workers. This is the minimum wage for workers 18 years and older, or workers under 18 who work more than 650 hours in a calendar year—this is important in IL WC wage differential claims. Different rates apply in Chicago and Cook County, with Chicago's $16.60/hour (for larger employers) and Cook County's $15.00/hour continuing.https://labor.illinois.gov/laws-rules/fls/minimum-wage-law.html

 

We have gone green, but you can still get a Complimentary Email Copy ofShawn R. Biery’s Updated IL WC Rate-Sheet! You can also send any questions to Shawn at sbiery@keefe-law.com

 

As we have mentioned in the past, since the 1980’s, the IL WC Act provides a formula which effectively ensures no matter how poor the IL economy is doing, WC rates continue to climb.

 

As we indicate above, rising minimum wages will strip value from Illinois’ expensive wage loss differential claims. We feel reserves and settlements need to reflect the legislative boost to anyone who has any job. If you aren’t sure how this works, send a reply to Shawn atsbiery@keefe-law.com

 

We caution our readers to pay attention to the fact the IL WC statutory maximum PPD rate is$1,084.66. However, this rate is retroactive to July 1, 2025 even though published in January 2026. Since this rate did change retroactively from July 1, 2025, you need to check your reserves for cases with accident dates post July 1, 2025!!!!.  If you don’t make the change, your reserves will be incorrect--if this isn’t clear, send a reply.

 

The current TTD weekly maximum has risen to $2,008.60. An IL worker who earns over $3,012.90 per week or $156,670.80 per year will hit the new IL WC maximum TTD rate.

 

For WC Death Benefits: The new IL WC minimum is closing in on a million dollar floor at $979,225 over 25 years for surviving widows/widowers. That amount is 25 years of compensation or $753.25 per week x 52 weeks in a year x 25 years. The new maximum IL WC death benefit is over $2.5 million at the max ($2,611,180) over 25 years of benefits, plus burial benefits of $8K. IL WC death benefits are paid for 1,300 weeks—in contrast, IN WC death benefits are paid for 500 weeks.

 

IL WC death benefits also come with annual COLA increases which we feel can potentially make Illinois the highest in the U.S. for WC death claims—again if you aren’t sure about this issue, send a reply to Shawn. It is also possible to settle IL WC death benefits for a discounted lump sum—again, if you have interest, send a reply to Shawn.

 

The best way to make sense of all of this is to get Shawn Biery’s colorful, updated and easy-to-understand IL WC Rate Sheet.  AND you can also send any questions to Shawn at sbiery@keefe-law.com    

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

 

 

Synopsis: Illinois WC Mileage to and from IME’s are now 72.5 cents a mile for year 2026.

 

Editor’s comment: A long ago posted IL WC Appellate ruling uses this level for IME mileage and we have advised clients on many occasions; it is not worth the money to fight over it.

 

If Claimant is out of state, you should only owe mileage during the miles they are in the State.

 

On a different front, I recommend all clients avoid paying mileage to normal medical office visits or physical/occ therapy because there is no provision in the IL WC Act and Rules that requires it.

If you start to pay mileage to treaters, what starts as a bad habit may turn into something bigger.

 

If you aren’t sure what I mean, send a reply or call me.