August 2025; Shawn R. Biery's Updated IL WC Rate Charts Are Available!!!; Justice Thomas E. Hoffman RIP and much more

Synopsis: AS WE HEAD TOWARD 2026—IL WC BENEFIT RATES INCREASE SLIGHTLY—SHAWN BIERY’S UPDATED IL WC RATE SHEETS AVAILABLE FOR ACCURATE RATES AND RESERVING!!! 

 

Editor’s comment: The IWCC has posted new rates, although a new PPD Max rate won’t update until January 2026, and some of the Max portions have gone up but most MINIUMUM WC rates stayed the same.

 

Our IL WC PPD max doesn’t update until 2026 regardless.

 

Please also note that the IL State Min Wage is now $15 per hour and the City of Chicago’s minimum wage for employers with 4 or more employees is $16.60 per hour starting July 1, 2025—this is important in IL WC wage differential claims. If you unsure how that works, send a reply to Shawn.

 

Email Marissa at mpatel@keefe-law.com to Get a Free and Complimentary Email or Hard Copy of Shawn R. Biery’s Updated IL WC Rate-Sheet! You can also send any questions to Shawn at sbiery@keefe-law.com

 

As we have mentioned in the past, since the 1980’s, the IL WC Act provides a formula which effectively insures no matter how poor the IL economy is doing, WC rates climb.

 

As we indicate above, rising minimum wages will strip value from Illinois’ expensive wage loss differential claims. We feel reserves and settlements need to reflect the legislative boost to anyone who has any job. If you aren’t sure how this works, send a reply to Shawn.

 

We caution our readers to pay attention to the fact the IL WC statutory maximum PPD rate is $1,045.92. However, this rate is only going to be valid through June 30, 2025 and the new max PPD will be published in January 2026. When it is published in January 2026, this rate will change retroactively from July 1, 2025 forward. At that time, if you don’t make the change backdated to claims from July 2025, your reserves will be incorrect--if this isn’t clear, send a reply.

 

The current TTD weekly maximum has risen to $1,974.73. An IL worker has to make over $2,962.10 per week or $154,029.20 per year to hit the new IL WC maximum TTD rate.

 

For WC Death Benefits: The new IL WC minimum sped past the $750k floor for surviving widows/widowers years ago. That amount is now 25 years of compensation or $740.53 per week x 52 weeks in a year x 25 years or $962,689! The new maximum IL WC death benefit is now over $2.5 million at the max $1,974.73 times 52 weeks times 25 years or a lofty $2,567,149 plus burial benefits of $8K. IL WC death benefits also come with annual COLA increases which we feel can potentially make Illinois in the top ten highest in the U.S. for WC death claims—again if you aren’t sure about this issue, send a reply to Shawn.

 

The best way to make sense of all of this is to get Shawn Biery’s colorful, updated and easy-to-understand IL WC Rate Sheet. There is no charge. If you want just one or a dozen or more, simply send a reply to Marissa at mpatel@keefe-law.com  AND you can also send any questions to Shawn at sbiery@keefe-law.com They will get a copy routed to you once we get laminated copies back from the printer—hopefully before they raise the rates again!

 

Please confirm your MAILING ADDRESS to Marissa if you would like laminated copies sent to your home or office!

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

 

Synopsis: IL Appellate Court Justice Thomas E. Hoffman Please Rest in Peace.

 

Editor’s comment: Justice Hoffman passed from this mortal sphere last month at age 77. The 1st District Appellate Court justice is survived by his wife, retired Judge Margarita Kulys Hoffman, and his four children.

 

Along with other judicial assignments, Justice Hoffman spent a part of his judicial career on the IL Appellate Court, WC Division. I confirm he had an almost encyclopedic memory for case law and legislation. Noting I am one humble representative of Illinois WC legal business community, I note Justice Hoffman probably participated in a streak of numerous rulings that all ruled for Petitioners and their counsels.

 

Illinois is a “blue state” and will probably remain so for a generation for reasons I would share if send a reply.

 

Unlike the situation when I first started doing IL WC defense work, in the last several years, it has become very rare for even a single dissent in support of the position of Illinois business and small government to be filed. In my view, there is no IL WC Appellate Court justice that speaks for the interests of Illinois business and small governments. Having carefully considered numerous rulings from the panel Justice Hoffman was on, the ball has moved to where most events occurring at work are compensable without what some Claimant attorneys feel is the irritating need to describe an “accident.”

 

Justice Hoffman participated in many of the decisions of the IL WC Division that make it extraordinary difficult to challenge or contest any WC denial before that panel. The Illinois WC defense firms now have to deal with things like the simple act of standing up being an “accident” along with a claim from another worker who fell down without any defined reason on a clean, level and well-lit staircase—despite the lack of any mechanical issues with the staircase, the IL WC Appellate panel ruled that event an “accident.” Under Justice Hoffman and others, IL WC is inexorably moving to become a “positional risk” state. I have repeatedly advised—if everything is an “accident,” you won’t need lawyers or judges/justices, as everything will be compensable.

 

In the good ole days, the worker had to establish a compensable injury to prove “that a work-related accidental injury aggravated or accelerated the preexisting disease such that the employee's current condition of ill-being can be said to have been causally connected to the work-related injury and not simply the result of a normal degenerative process of the preexisting condition.” At the direction of the IL Appellate Court, WC Division which included Justice Hoffman that common sense work comp requirement may have disappeared in “the People’s Republic of Illinois.” It has been my hope that a new theme comes into our combined Illinois workers’ comp brain trust and we don’t make it impossibly easy to present and prevail on a dubious “non-accident” claim. I am also growing tired of being advised literally every WC claim for a hangnail to a sore toe has morphed into a “body as a whole” situation.

 

I want all my readers to understand I appeared before Justice Thomas Hoffman on any number of occasions and he was solid, straightforward and sharp. Considering my long career in IL Work Comp, he was without question, one of the top jurists of my lifetime. He will be forever missed by me and others. It is unusual to note Justice Hoffman and I went to the same college and law school. I join with my law partners and the entire IL WC community to wish his family and friends all of our best during this difficult time.

 

 

Thomas E. Hoffman in 1976

 

7-7-25; WC Settlement Fair at the IWCC July 16th & 17th; New Math on IL Wage Loss Differential Claims and more

NOTICE TO ILLINOIS EMPLOYERS, INSURANCE CARRIERS, THIRD PARTY CLAIMS ADMINISTRATORS, AND THEIR COUNSELS

Synopsis: Please be advised that the Illinois Workers’ Compensation Commission (IWCC), in collaboration with the Illinois Workers’ Compensation Lawyers Association (WCLA), will co-host a Settlement Fair on July 16 and 17, 2025, at the IWCC Hearing Rooms located in the Richard J. Daley Center, Chicago.

Those EMPLOYERS, INSURANCE CARRIERS, and THIRD PARTY CLAIMS ADMINISTRATORS who wish to participate are encouraged to contact IWCC Chief of Staff Annette Roti (annette.roti@illinois.gov ) to schedule a time, a date, and a Hearing Room for their settlement meetings. Attorneys on both sides of the IL WC matrix may likewise schedule a settlement time with Ms. Roti.

The IL WC Settlement Fair will take place each day from 9:00 a.m. to 4:00 p.m. in the IWCC Hearing Rooms at the Daley Center.

We hope members of the Bar will take advantage of this opportunity to help move multiple IL WC cases forward efficiently.

The Defense Firm of Keefe, Campbell, Biery & Associates remains focused on reasonably and rapidly closing IL WC claims that our clients are nice enough to direct to us for handling. If you want help closing tough IL WC claims, send a reply.

Synopsis: What Changes/Increases to the Chicago and IL Minimum Wage mean to IL WC claims.

Editor’s comment: Please note these changes are now the law in Chicago and our State. They aren’t suggestions or guidelines.

  • Chicago Minimum Wage – Effective starting on July 1, 2025

The City of Chicago adjusts its minimum wage every July 1, based on the Consumer Price Index or a 2.5% cap, per city ordinance.

Starting July 1, 2025, the new minimum wage rates in Chicago will be:

  • $16.60/hour for employers with 4 or more employees

  • $12.62/hour for tipped employees

This means a worker who can work sedentary/light or medium work will make no less than $664.00 a week for non-tipped workers.

In contrast, the federal minimum wage is $7.25 per hour or $290 a week.

Wage loss differential values for such workers would be dramatically higher. Happy to explain—sent an email.

Please also note the new law provides that starting in the 2025 tax year, reported tips up to $25,000 per person annually are exempt from federal income tax.

The exemption phases out above $150,000 income ($300,000 for couples).

The new law only applies to tips reported on W-2 forms.

Payroll and state/local taxes still apply. This rule is in effect through 2028, unless renewed.

Be sure your teams and clients are prepared for these changes and compliant with the updated rates.

  • Illinois Statewide Minimum Wage

As a reminder, the statewide minimum wage increased to $15.00/hour on January 1, 2025. This minimum wage rate applies across Illinois, outside of municipalities like Chicago that set their own higher thresholds.

Please note the minimum wage increase dramatically changes the math on IL WC wage loss differential claims.

You need to look at your reserves to insure they are accurate.

A worker who has the City of Chicago “within a reasonably stable labor market” around their home can make at least $664 each week at sedentary/light and other jobs for folks with asserted restrictions.

I would suggest that applies to any worker that lives within 50 miles of Chicago because lots of folks travel that far to get to work. You may have to litigate/fight to make that happen.

If you seek the case law on that concept, send a reply.

As we indicate above, the current minimum wage in Chicago calculates to $664 a week.

This new math started on July 1, 2025. The amount a worker with restrictions is “able to earn” will continue to increase in and around the City of Chicago every year they are in the workforce.

If you aren’t sure how this works, please reply to me to discuss.

6-18-2025; KCB&A Celebrates Another Great Year!!!: Oregon WC Premium Study Released; IL WC Settlement Fair and more

Synopsis: Keefe, Campbell, Biery & Associates celebrates another great year and more than two decades in WC/GL and Employment Law Defense!

 

Editor’s comment: Happy Anniversary to our KCB&A Defense Team!!! We couldn’t have done it without great clients and support. It has been more than two decades of teaching and fighting and settling within authority and all the great things a solid defense firm does. We combine our demanding skills at rapidly settling accepted claims with fighting the bad ones along with teaching and presenting and answering all the simple and complex questions you have for us.

 

We listen carefully to changing notions of what “successful claims practice” can and should be. We work with just about every IL, IN, WI, MI and IA insurance carrier and their claims adjusters/managers want and we listen and learn. Starting back just after Y2K, we get better and better at handling your needs.

 

If we can ever be of assistance, contact John Campbell at jcampbell@keefe-law.com or Shawn Biery at sbiery@keefe-law.com and get the inside scoop!! You can also reply to this email….

 

Synopsis: The Oregon WC Insurance Premium Ratings Are Out and Illinois is Not Great in the Standings But Not That Bad!!

 

Editor’s comment: Every other year, the State of Oregon issues their stat-rat values for what State has high WC costs and how all States relate to each other. The reason this may be important is the fact there are no true “guidelines” on what is a justifiable number to compare the statistical cost of WC in each of the 50 states

 

The most expensive state is now Hawai’I, followed by ‘Joisey’ (or New Jersey), New York and California. Veterans will confirm the high costs are due to systems that are employee focused.

 

Illinois is mildly realistic at number 13. From my perspective as your editor, I feel this standing may continue to get worse and worse but there is no way to accurately predict that. Most folks feel the Illinois WC system with mandatory spiraling TTD/PPD rates is going to catch up and pass other States. We are sure the IL minimum wage will soon be at $20 an hour and won’t stop there. We also feel the IL WC system is strong on settling claims high but sooner. We do feel our IL Arbitrators/Commissioners are diligent and fair.

 

The Oregon WC Premium Rating Study is here: Department of Consumer and Business Services : General workers' compensation system/premium rate ranking : Worker protection reports : State of Oregon

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

Synopsis: NOTICE TO IL EMPLOYERS, WC INSURANCE CARRIERS, THIRD PARTY CLAIMS ADMINISTRATORS, AND COUNSEL ON BOTH SIDES

Editor’s comment: Please be advised the Illinois Workers’ Compensation Commission (IWCC), in collaboration with the Illinois Workers’ Compensation Lawyers Association (WCLA), will co-host a Settlement Fair on July 16 and 17, 2025, at the IWCC Hearing Rooms located in the Richard J. Daley Center, Chicago.

Those EMPLOYERS, INSURANCE CARRIERS, and THIRD PARTY CLAIMS ADMINISTRATORS who wish to participate are encouraged to contact IWCC Chief of Staff Annette Roti (annette.roti@illinois.gov ) to schedule a time, a date, and a Hearing Room for their settlement meetings. Your Counsel may likewise schedule a time with Ms. Roti.

The Settlement Fair will take place each day from 9:00 a.m. to 4:00 p.m. in the IWCC Hearing Rooms at the Daley Center.

Our KCB&A defense firm joins with the IWCC members and our colleagues on the other side in the hope component parties will take advantage of this opportunity to help move multiple cases forward to reasonably closure efficiently.

The goal is “reasonable closure” and we hope if the parties can’t get there between each other, then they can reach out to our Arbitrators for guidance.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.