6-18-2025; KCB&A Celebrates Another Great Year!!!: Oregon WC Premium Study Released; IL WC Settlement Fair and more

Synopsis: Keefe, Campbell, Biery & Associates celebrates another great year and more than two decades in WC/GL and Employment Law Defense!

 

Editor’s comment: Happy Anniversary to our KCB&A Defense Team!!! We couldn’t have done it without great clients and support. It has been more than two decades of teaching and fighting and settling within authority and all the great things a solid defense firm does. We combine our demanding skills at rapidly settling accepted claims with fighting the bad ones along with teaching and presenting and answering all the simple and complex questions you have for us.

 

We listen carefully to changing notions of what “successful claims practice” can and should be. We work with just about every IL, IN, WI, MI and IA insurance carrier and their claims adjusters/managers want and we listen and learn. Starting back just after Y2K, we get better and better at handling your needs.

 

If we can ever be of assistance, contact John Campbell at jcampbell@keefe-law.com or Shawn Biery at sbiery@keefe-law.com and get the inside scoop!! You can also reply to this email….

 

Synopsis: The Oregon WC Insurance Premium Ratings Are Out and Illinois is Not Great in the Standings But Not That Bad!!

 

Editor’s comment: Every other year, the State of Oregon issues their stat-rat values for what State has high WC costs and how all States relate to each other. The reason this may be important is the fact there are no true “guidelines” on what is a justifiable number to compare the statistical cost of WC in each of the 50 states

 

The most expensive state is now Hawai’I, followed by ‘Joisey’ (or New Jersey), New York and California. Veterans will confirm the high costs are due to systems that are employee focused.

 

Illinois is mildly realistic at number 13. From my perspective as your editor, I feel this standing may continue to get worse and worse but there is no way to accurately predict that. Most folks feel the Illinois WC system with mandatory spiraling TTD/PPD rates is going to catch up and pass other States. We are sure the IL minimum wage will soon be at $20 an hour and won’t stop there. We also feel the IL WC system is strong on settling claims high but sooner. We do feel our IL Arbitrators/Commissioners are diligent and fair.

 

The Oregon WC Premium Rating Study is here: Department of Consumer and Business Services : General workers' compensation system/premium rate ranking : Worker protection reports : State of Oregon

 

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Synopsis: NOTICE TO IL EMPLOYERS, WC INSURANCE CARRIERS, THIRD PARTY CLAIMS ADMINISTRATORS, AND COUNSEL ON BOTH SIDES

Editor’s comment: Please be advised the Illinois Workers’ Compensation Commission (IWCC), in collaboration with the Illinois Workers’ Compensation Lawyers Association (WCLA), will co-host a Settlement Fair on July 16 and 17, 2025, at the IWCC Hearing Rooms located in the Richard J. Daley Center, Chicago.

Those EMPLOYERS, INSURANCE CARRIERS, and THIRD PARTY CLAIMS ADMINISTRATORS who wish to participate are encouraged to contact IWCC Chief of Staff Annette Roti (annette.roti@illinois.gov ) to schedule a time, a date, and a Hearing Room for their settlement meetings. Your Counsel may likewise schedule a time with Ms. Roti.

The Settlement Fair will take place each day from 9:00 a.m. to 4:00 p.m. in the IWCC Hearing Rooms at the Daley Center.

Our KCB&A defense firm joins with the IWCC members and our colleagues on the other side in the hope component parties will take advantage of this opportunity to help move multiple cases forward to reasonably closure efficiently.

The goal is “reasonable closure” and we hope if the parties can’t get there between each other, then they can reach out to our Arbitrators for guidance.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

4-23-2025; Another Illinois Pro-Employee Rule--Does the IL WC Industry Need to Get More General Releases?; Fall-Down Claim Dismissal Reversed and more

Synopsis: Test Question for Our Readers. There is Another Illinois Pro-Employee Rule to Consider When Settling IL WC Claims.

 

Editor’s comment: Assume you have a WC claimant who is a challenging worker. The worker files a difficult-to-accept IL WC claim and are very unhappy with your company. During the pendency of the WC claim, they quit work for your company. You are working hard to close the WC case but you are also wondering—as the worker left your company, do you have to settle or seek a release from possible employment law charges/complaints? You wouldn’t have a release/resignation because the worker doesn’t work for you at the time of settlement.

 

Turns out, Illinoisans seeking to file a charge of workplace discrimination, harassment, or retaliation now have lots more time to file with the Illinois Department of Human Rights (IDHR) after the date of the incident, in most cases. Effective January 1, 2025, a new Illinois law expanded the statute of limitations on workplace discrimination, harassment or retaliation cases from 300 days to 2 years.

 

“Here in Illinois, we’re committed to ensuring that everyone has a chance to seek justice when facing discrimination, harassment, or retaliation,” said Governor JB Pritzker. “By extending the deadline to file a charge, we’re empowering individuals with more time to take action and make their voices heard.”

 

“This legislative change is about giving survivors the time and support they need to come forward,” said Lt. Governor Juliana Stratton. “We recognize that healing is not linear, and extending the statute of limitations reflects our commitment to empowering those seeking accountability and ensuring their voices are heard.”

 

Public Act 103-0973 extends the deadline for filing a charge of discrimination in the contexts of employment, financial credit, and public services and accommodations, including educational institutions. For housing cases, the time remains unchanged, one year to file a charge with IDHR or 2 years to file a complaint in circuit court.

 

The extended statute of limitations will ensure that people who have experienced discrimination and have run into barriers to prompt filing can still seek an investigation of the incident. Barriers to prompt filing include not realizing the incident was a civil rights violation, needing time to recover from a traumatic incident, or needing time to engage in settlement negotiations prior to formally filing a charge.

 

“Illinois has one of the strongest sets of civil rights protections of any state” said IDHR Director Jim Bennett. “By extending the deadline to file from 300 days to 2 years, Illinois joins 11 other states that have provided a greater opportunity to seek the protections and redress afforded by the Human Rights Act.”

 

Please remember the employee may no longer be in your workforce to bring such claims! You may not want a release/”resignation” in such cases but you may still want to offer and pay for a concomitant release as part of IL WC claim settlements.

 

The lesson to be learned from this is get a signed release whenever and wherever possible to close even a former employee’s common law and administrative rights to bring more litigation against you, despite settling the WC claim.

 

If you want to consider and look at our suggested release to be used in such settings, send a reply.

 

For questions regarding this article or the Illinois Human Rights Act or IDHR’s rule and regulations, contact Bradley Smith at bsmith@keefe-law.com.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog at www.keefe-law.com

 

 

Synopsis: Fall-Down on Fruit Smoothie Will Probably Go to Trial. This is a Challenging Decision That May Cause Havoc for Companies That Have “Passive” Surveillance Videos.

 

Editor’s Comment: Please take a look at the U.S. Seventh Circuit Court of Appeal’s opinion in  CRUZ v. COSTCO WHOLESALE CORPORATION (2025) | FindLaw, a recent decision with meaningful implications for defending  your premises liability claims. Thoughts and Comments by Bradley Smith, JD. and your editor.

 

In Cruz v. Costco, Plaintiff slipped on a slick substance felt to be dropped from a fruit smoothie near a checkout lane and claimed significant personal injuries. The U.S. District Court initially granted summary judgment in favor of Costco, finding there was no evidence that store personnel had actual or constructive notice of the alleged hazard.

 

However, the Seventh Circuit Court of Appeals reversed the ruling, holding that summary judgment was improper. Please note this is an intermediate federal court and the next level is the U.S. Supreme Court that is very busy these days and may not accept a further appeal. The Court of Appeals concluded a jury could reasonably infer constructive notice based on surveillance footage showing an employee walking through the area shortly before the incident.

 

Although there was no direct evidence of how long the slippery substance was on the floor, the Court emphasized that circumstantial evidence—such as employee proximity and training gaps—created factual questions that should be resolved at trial.

 

In our view, this is a very liberal outcome because, in my view, few U.S. retailers actively and regularly look at surveillance video. I call it “passive” surveillance—in most settings, they take a look at the video after there is a question raised. I am not aware of any retailer that actively checks video to see if there is anything that might cause an issue or injury.

 

At present, this outcome almost certainly guarantees “universal” constructive notice for companies with surveillance video of the workplace.

 

Defense Takeaways:

 

  • This ruling confirms “passive” surveillance footage can be a double-edged sword—while often helpful, it may also be interpreted to create a duty to observe and react quickly to developing hazards.

  • Employee training and inspection protocols will continue to be scrutinized closely. Inconsistent testimony or unclear policies may prevent early dismissal.

  • The decision reflects a strict standard for summary judgment in slip-and-fall cases where any arguable issue of fact remains, particularly involving actual or constructive notice.

 

We recommend reviewing your current internal documentation practices, inspection logs, and training procedures to ensure consistency and legal defensibility in the event of similar claims. We are happy to help.

 

If you’d like to discuss how this case might apply to your operations or defense strategy, please don’t hesitate to reach out. You can send a reply or email Bradley Smith at bsmith@keefe-law.com.

2-16-2025; John Campbell and Shawn Biery's Thoughts on Important Positional Risk ruling; Wacky New IL WC Legislation, Possibly Ending the Role of Attorneys in the System and more

Synopsis: The Appellate Court of Illinois, Workers’ Compensation Division takes another mighty leap toward, and arguably beyond, the Positional Risk Doctrine in the Tazewell County ruling. Tazewell Country v. The Illinois Workers’ Compensation Commission, et. al., 2025 Il App (4th) 230754WC. Thoughts and opinions by John Campbell, JD and Shawn Biery, JD.

 

Editor’s Comment: Petitioner Potts worked as a dental hygienist for Tazewell County, performing teeth cleaning and sealing patients’ teeth which involved what she described as “a lot of hunching over” patients where her arms would be held at approximately shoulder level while working. Hired in 2005, she asserted she began to feel pain in 2019 while her arms were elevated in this capacity. She described pain progressing throughout the work week. An MRI revealed a small full-thickness distal supraspinatus tendon tear and small labral tear with impingement of the rotator cuff. Pursuant to an orthopedic consultation, surgery followed.

 

Of particular note, and central to the defense argument, Petitioner never specifically described a work injury and even stated she was not making a workers’ compensation claim initially. In fact, the lead orthopedic surgeon completed a disability form and documented that the left shoulder conditions were not due to injury or sickness arising out of the claimant’s employment.

 

Thereafter, the surgeon offered further opinion that the work activities “were a contributory cause of pain at her left shoulder” based on pre-existing rotator cuff pathology. Therefore, the doctors did not attribute the shoulder tears to work… only the pain from the condition, which was pre-existing.

 

The IME examining physician offered a consistent diagnosis but also pointed out that the job duties would not cause, accelerate or permanently aggravate the rotator cuff condition and as such, did not contribute to the injury or need for surgery. He was clear in his opinion that the manifestation of pain itself at work was temporary, but the condition was pre-existing and not related.

 

Arbitration/IWCC Panel/Circuit Court and Appellate Court Rulings:

 

This claim was initially denied at arbitration, however the Commission panel reversed on review, finding sufficient evidence of a repetitive trauma injury. In support of their ruling, the Commission panel appeared to find causation without any clear evidence of acceleration of the underlying condition. It was sufficient that Petitioner simply felt pain at work and as such, this was enough of an aggravation to trigger compensability.

 

Upon further review, the IL Appellate Court, WC Division noted a split in other jurisdictions on this question and acknowledged it was a case of first impression as to whether pain alone can substantiate a compensable accident.  Ultimately, the Court affirmed the Commission ruling with partial reliance on the principle in Sisbro, Inc., that causal connection is established if the work injury can be shown to have played a role in aggravating or accelerating a preexisting condition. The Court reasoned that “when a preexisting condition is asymptomatic and then becomes painful as the result of  work-related activity, that symptomatic condition is compensable under the Act as an aggravation of the preexisting condition even in the absence of an organic or structural change in the preexisting condition. When a preexisting asymptomatic condition becomes painful for reasons other than an organic or structural change or natural progression, it follows that the preexisting condition was aggravated by something. If the aggravation is work-related… we hold that the pain suffered is, in and of itself, a compensable aggravation of the preexisting condition.

 

We would be remiss to forego mention of Justice Mullen’s well-reasoned dissent. He points out that the majority’s reliance on Sisbro is misplaced, in as far as Sisbro demands that where a preexisting condition exists, recovery depends on the employee ability to show a work-related aggravation or acceleration of that preexisting condition. There is a notable absence of any evidence that the rotator tears in this case were aggravated or accelerated by work. There was simply pain when using the arm based on a pre-existing condition identified and agreed by all doctors.

 

Editor’s Further Comment:

 

From Respondent’s perspective, this is an alarming ruling which greatly expands the concept of an “accident or injury” under Illinois legal jurisprudence. We suspect this is ripe for certification to the Illinois Supreme Court, but we shall see.

 

We have a number of questions but let’s start with a simple one; if all doctors agree that the shoulder tears were not caused by work duties and not even accelerated at all by work duties, why is the medical treatment and disability found to be legally related?  How can any employer defend any case as long as the employee simply claims pain while working in the presence of a pre-existing condition?

If an employee’s first headache or torso pain from manifestation of cancer is experienced while at work, does that make the cancer a work-related disease?

 

Does the aging, de-conditioned attorney, sitting at his office computer 10 hours per day writing newsletter articles have a compensable claim for back surgery due to degenerative disc disease because the pain allegedly manifested for the first time at work? Does anyone need health insurance anymore as long as you have a job?... just say it all started at work.

 

We could go on and on with more absurd examples, but we digress; you get the point. We find this to be a poor ruling that greatly expands compensability in ways completely unintended by our legislature based on the plain language of the Act as well as decades of prior legal jurisprudence that never entertained simple pain as a compensable “injury”.

 

In light of this ruling, it is perhaps more important than ever to conduct a thorough accident investigation and utilize experienced legal defense counsel to develop possible defenses based on pre-existing causes and treatment.

 

If you have questions or concerns, contact John Campbell at jcampbell@keefe-law.com. You can reach Shawn Biery at sbiery@keefe-law.com.

 

We appreciate your thoughts and comments. Please post them on our award-winning blog.

 

 

Synopsis: Wacky New IL WC Legislation That Is Continuing the Trend of Ending the Need for Lawyers on All Sides.

Editor’s comment: IL Statutes Amended In Order of Appearance

820 ILCS 305/6

from Ch. 48, par. 138.6


Synopsis As Introduced

 

This new and unprecedented legislation amends the IL Workers' Compensation Act to make defense of a class of future IL WC claims impossible to defend. As I have advised, when work injuries are impossible to defend, employers don’t want their employees to go to claimant lawyers and won’t want to have “defense” attorneys if defense is completely impossible. The insurance carriers and self-insured administrators are going to have workers in these job classes fill out forms and pay whatever is needed to avoid any need for claimant lawyers, defense lawyers and hearing officers. Why would a government need a defense attorney to represent them in an indefensible setting?

 

If this legislation becomes Illinois law, it provides that the rebuttable presumption concerning specified conditions or impairments of health of an employee employed as a

 

  • Firefighter

  • Emergency medical technician

  • Emergency medical technician-intermediate

  • Advanced emergency medical technician or

  • Paramedic

 

Is openly intended to totally shift the burden of proof to the “employer” or employing entity. In most cases, this is going to apply to local governments who hire the employees in the classes above. Local taxes are certain to spiral way up under this legislation.

 

Any party seeking to defend the new presumption must establish by clear and convincing evidence an independent and wholly non-work-related cause for the condition or disability and prove that no aspect of the employment contributed to the condition.

 

The proposed law provides that the rebuttable presumption in the IL WC Act relating to hearing loss cannot be overcome with evidence allegedly showing that the injured employee did not meet specified exposure thresholds. Please note this new proposed law is going to make most local governments owe the described workers for a lifetime of “free” or taxpayer paid hearing aids for the workers employed above.

 

One way to counter this new legislation, if it becomes law, is to start combining your workers into “Public Safety” workers that provide dual and triple certification for your workers and quietly limit your workforce. Trust me, the number of live fires in your town are minimal. “Firefighters” rarely fight fires but they don’t want you to know that. Fire codes have greatly ended or limited the number of live fires across the U.S. This union-backed legislation is going to continue to make “firefighting” and EMT costs dramatically higher. If you have interest in this cost-cutting approach, send a reply to Gene Keefe at ekeefe@keefe-law.com.

 

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